Must Read Tips For Shopping & Booking Your Travels Online

Booking & shopping online has proven to revolutionize the travel industry. There are many pros to utilizing online booking sites to plan your trip. Bottom line is, it saves you time and money, both important factors when planning your trip.

Before you go booking your trip online, read our tips on doing so to ensure you find the best deals and are protected in the process…

1. Shop around: This has been our motto from the start. We are finding that prices change all the time, so it is important to look around for the best travel deal.

Besides searching our site, we have provided our favorite sites (with reviews) for finding the best deals.

Don't get paralysis on analysis though. We recommend you pick a price (be reasonable though) and search until you find it- once you find it- take it!!

2. The more flexible you are the better: Hey, I know when you travel with kids or a group of people, being flexible isn't an option.

If you can be flexible, it will help, that's all. Things like flying on certain days (like Saturday or mid-week), or specific times (10pm-6am for example) could be a benefit.

3. Join Frequent Flyer Programs: This is a travel tip. You don't have to fly every other month to benefit from these programs. If you use credit cards, you might as well get something back.

Heck, we pay them enough in charges that you deserve something in return. Just pick your favorite airline(s) and sign up for an airline mile card!

4. Read: Sign up for e-zines.

You can set up a free email account if you don't want these piling up in your in-box. Many of them have an opt-out section that allows you to quit receiving emails once you are done.

They usually provide up-to-date alerts on what deals are out there. Also, you might want to look into a few information products about traveling on a budget or getting great deals!!

There are experts out there who have been there and done that and know how to take advantage of great opportunities.

5. Know all the terms and conditions: This is a very important cheap deal travel reminder. For example, you will want to know if your quotes are locked in immediately or how long you have til you must decide, what their refund policy is, cancellation policy, if their site is safe when you enter your information (if you see a golden key or padlock at the bottom in the toolbar, then you will be fine), changes you might need to make, and so forth. You don't want to get trapped into something that you can't get out of.

6. Get Coupons: Getting your hands on coupons can save you tons of money off various travel necessities. You can find valuable money savers with coupon books. Other cheap deal travel tips to consider...

7. Check a few sites & once you find your price, go bid at an auction site like Priceline, at a lower price. 8. Book all in one. Sometimes if you book your airfare, car, & hotel or a combo of the three, you can get a better cheap deal. Don't be afraid to ask!!

9. For flights, you can also do things like get bumped/stay over, fly out of another airport in your region (consider gas & driving and if that's worth it), & consider 1-2 or more connections (no-stop flights can be expensive).

Bonus tips when shopping online in general…

·Do online shopping with companies you know. We provide some places that give you a good start. You can also compare offline or with major retail chain's websites. ·Keep your passwords private and choose them wisely. ·Keep good records. This protects you if something arises. ·Check out the company's security policy and privacy policy. These are typically located at the bottom of the page. Or, look under site map or company information. ·Read the legal terms. These policies let you know what they do with any information you provide. ·Get their contact information. Try it out if need be. Make sure you know how to get a hold of someone. ·Make sure before you purchase, you read their return/refund policies. ·Review all descriptions of products, shipping & handling terms, and any other pertinent information you want to know. This should all be outlined for you.

Bali Beaches

Bali is one of the most visited vacation hotspots in the world. Situated in Indonesia, it was once named as the best island destination in the world by Travel and Leisure magazine. It attracts huge number of travelers from all over the world with its fun filled, palm fringed beaches known for having white sand. Bali has a many beaches, all of which are easily reachable from Despansar airport.

The line of beaches on the island of Bali includes Sanur beach, Jimbaran, Soka beach, Nusa Dua, Medewi beach, Lovina beach, Kuta, and Legian beach. Locals and tourists popularly go after Legian beaches, which are famous for their magnificent view of sunset. Surfing is a major activity here and the best waves are a 5 to 10 minute drive from Despansar airport.

There are numerous flights to Bali and depending on where you are coming from it can take just a couple of hours or almost a tour around the world. For those travellers coming from the USA it must be one hell of a flight since it takes almost 24 hours to get to this beautiful island.

As you might have expected already there are unfortunately no direct flights to Bali from any of the airports in the USA. If you travel from New York the best option is to fly to Hong Kong with Cathay Pacific or American Airlines and then transfer on a flight with Hong Kong Express Airways straight to Bali. This ‘fast’ option will take approximately 22 h 15 minutes.

Bali Addict

Bali is an Indonesian island that is rich in indigenous culture. A lot pf people say that Bali culture is unique and that the people of Bali have always been contented with the “now.” If you ask a Balinese person what heaven is like, the probable answer will be “just like Bali”. This only goes to show that most Balinese people are happy to be where they are and never worry.

One factor that contributes to this laidback lifestyle is the culture of close family ties in Bali. In the Balinese culture, support is always available. Balinese extended families are so tightly knit that all members usually reside in the same complex.

Hinduism is one of the main religions in Bali. The Bali culture is based on a form of this religion, which is called “Hindu Darma”. This religion reached the island during the eleventh century. Most of the family customs and traditions as well as community lifestyles of the Balinese people are influenced by this. The religious influence even expands widely into the arts, which makes Bali distinct from the rest of Indonesia.

In spite of the influx of tourists to the island, Balinese people have managed to preserve their culture. Almost every native of Bali is an artist in some form or another. Parents and villagers have passed on their skills to their children, who all seem to have inclinations either to music, dance, painting, and decor.

Another remarkable mark of the Bali culture is the series of ceremonies and rituals known as the Manusa Yadnya. This marks the different stages of Balinese life. Cremation is very popular on this island – and unlike in the West, death is a joyous and colorful event for the Balinese.

Indeed, Bali has a rich culture, making it distinctive from the rest of the islands in Indonesia.

Tips for Summer Travel

The summer is right around the corner, and thousands of Americans are planning vacations and trips. Traveling on a budget can be tricky, but it is not impossible. The key is to plan ahead, and try to the make the most out of what you have. Contact your credit card company beforehand to find out what kind of deals they have to offer. Many have rebate programs for travel expenses. If you are using a rental car, find out if your insurance covers you in case of an accident. You can save quite a bit by forgoing the car rental insurance policy.

The following is a list of tips and tricks to make your summer vacation the best ever.

1.Get a good deal on a hotel. Unless you are staying with friends or family, you will probably be in the market for a good hotel room. Normally, you can spend your entire budget on hotels and motels. I suggest trying a site like priceline.com. You can name your own price, and get some really great deals on rooms and car rentals.

2.Plan your trip out beforehand. Spend some time mapping out your trip, highlighting areas that you plan to visit. There will most likely be a few pit stops along the way. Planning ahead will help ensure that you have enough money to cover all of your activities. Don't forget to factor in souvenirs and snacks.

3.Keep the kids entertained! Traveling with young ones can be a challenge. You want to have plenty of activities and toys to keep them occupied. Try looking at CouponChief.com for some great coupons for toys and travel gear. Don't forget books and magazines as well. The trip will go faster, and you won't have to field as many "are we there yet?" cries.

4.Don't forget the tunes. Stock up on your families favorite CDs and tapes. Include a few titles for each family member to help keep the peace. Try a discount music store, or look for a coupon on an e-coupon site.

5.Be easy on the gas pedal. If you are driving, you may be concerned about the high gas prices. You can save a significant amount of your gas budget by planning ahead. Make sure that your tires are properly inflated, and that your car is in good working order. Staying at a constant speed will also help you save on your gas bill.

First Class Airfare: How the Rich Travel

Have you ever wondered what all entails first class airfare, but never knew where to look? First class airfare can cost up to 15 times more than the regular fares for the same trip. So what do travelers living the high life actually get for these super inflated prices? Well, a lot. This article will detail the major carriers, and what they provide their first class airfare clients with. It's a wild ride - are you ready?

First Class Airfare: Goodie Bags If you thought the goodie bags you received when you were in elementary school were cool, think again. First class airfare passengers get a whole lot of stuff when traveling on first class airfares; let's take a peek at some of those goodie bags now: • American: Lip balm, cooling gel, and if requested, shaving cream. • United: Brand name mouth wash, lip balm and moisturizer that was created for United specifically. • Delta: Lip balm and moisturizer. • Continental: Whitening toothpaste, toothbrush and cotton socks. • Virgin: Eye gel, body gel, pen, paper and mints, all branded with the Virgin name. • Singapore: Brand name hand lotion, lip balm, and aromatherapy oils.

First Class Airfare: Sleep Aids Of course, many of the first class airfares cover a large geographical area. Therefore, passengers need to relax and perhaps even sleep during their journey. Since first class airfare comes with all of the great perks, they couldn't forget sleep aids, could they? • American: A privacy divider and a seat that reclines completely. • United: Full pillows, a privacy divider, and a seat that reclines completely. • Delta: An eye shade and ergonomically designed seats. • Continental: Full pillows, electronic lumbar support, and an adjustable footrest. • Virgin: Seats that recline completely, eye shades, cotton pj's, and warm socks. • Singapore: Seats that turn into beds with fresh linens and duvet, and givenchy pj's.

First Class Airfare: Dinner Ah, food. There is nothing better than a luxurious meal. And on a first class airfare trip, you're sure to get your fill with these amazing meals, complete with dessert: • American: Filet mignon, paella or lamb in rosemary sauce, with vanilla flan and while chocolate mousse for dessert. • United: Citrus sesame chicken with rice, and ice cream sundaes with the works for dessert. • Delta: Five course meal with ice cream sundaes with the works for dessert. • Continental: Porcini mushroom veal chops and roasted veggies with ice cream sundaes and the works for dessert. • Virgin: Selection of 23 different menu items, with petit desserts such as cheesecake. • Singapore: Lobster, steak, lamb or a barramundi fillet, with health sweets for dessert.

First Class Airfare: 'Other' Perks There are a myriad of other things the first class airfare passengers receive on their trip; here is a mélange of the most interesting: • American: Free champagne, a personal TV and DVD player, and noise erasing headsets. • United: Free Dom and scotch, a personal TV, and an inflatable seat that gives back massages. • Delta: An amazing free wine selection, video games, and a self-service snack bar. • Virgin: Free vodka or cognac, play Nintendo games, in-flight massages and manicures, and a free limousine service.

Travel and tour tips for China

China is a large country at a size of 9,596,960 sq km. China was only partially open to the world from 1980 onwards and has been a communist country for many decades. Although there is much progress in the travel industry and infrastructure of China, there remain areas that need to be improved before it can match the level that most tourist would require.

However, much of the fun remain that it is different from the rest of the world. China will be the host nation for the Olympics in Year 2008. Travel facilities and infrastructure will be improving quickly as we approach Year 2008.

China is rich in culture and history. Visit the Great Wall of China in Beijing, sip Chinese tea in Xiamen, dance with ethnic tribes in Yunnan, check out 19th Century European buildings in Qingdao - there are just so much to do and see in China!

Below are some travel tips to make your travel in China easier:

Entry Visa

China require entry visa from most countries. Apply at the Chinese consulate or through your travel agent before travelling to China.

Climate

Extremely diverse; tropical in south to subarctic in north. Be prepared with the right seasonal clothing.

Foreign Exchange

The unit of currency is known as Renmembi(RMB) or Yuan. Get some Chinese Yuan in your local country before travelling. When in China, exchange foreign currency for local currency in the banks or at the hotel. Banks tend to give slightly better rates than hotels. Take note that some banks close for a noon siesta between 12-2pm.

Payment facilities

Most better class hotels and shopping centres take Credit Card or Travellers cheques. Smaller hotels and shops take cash only. Once out of the bigger cities, credit card and ATM cards tend to be almost impossible to utilize. Cash is still king in Chinese business and trade.

Counterfeit notes are common in China. Check carefully before accepting change, especially if it consists mostly 100RMB notes. You can feel a texture difference where counterfeit notes is concerned.

Understanding of English

Most civil servants, custom officials, police, hotel staff and men in the street do not speak English or at best a smattering of English.

Most signboards and notices will carry both English and Chinese. However, be aware that some translations can be so notorious that one can hardly understand what was it's original Chinese intention.

Do not expect hotels or shops to understand English. Only the very big hotels will have staff that will understand English.

Most young people can understand basic English if you speak slowly.

Social Security

China is generally a safe country. However, hang on tight to your wallet especially in crowded, popular tourist sites in tourist cities such as Beijing and Xian.

These tourist cities also has a lot of touts in the streets touting tourist from currency exchange to jewelleries to female companionships. Avoid at all cost!

Domestic Travel

Bus, train, ferries and domestic flights are quite well developed. Avoid the crowd at the stations and book your tickets through the hotel tour desk or the nearest tour agent. Prices are likely to be competitive and tickets will be delivered to your hotel room. Again, avoid ticket touts who approach you in the streets.

Local buses are cheap (US$0.10 or YS$0.20) and you may want to try out. Taxis are convenient and are available at all hours. Starting fares differ from each city and may be as cheap as US$0.70 in Weihai and US$1.50 in Shenzhen.

Avoid travel in China during peak holiday seasons or book tickets well ahead.

Local Hotels

There is a good choice of hotels in China ranging from one star to the most luxurious 6 stars. Most of the time, the rooms are safe and clean and in my opinion, cheap does not mean bad.

There are many websites selling China hotel rooms on the internet. You can also check out the travel counters which are available in most train, bus stations as well as airport.

Book ahead if travelling in peak seasons.

Peak Tourist Seasons

Chinese New Year: Date varies but generally late January or early February.

May Day: First two weeks of May

China National Day: Middle two weeks of October

Avoid travelling during these period. Book rooms and travel modes way early if need to travel. Believe me, the crowds during these period of time will be scary. What do you expect when the entire Chinese nation of 8 billion people are on holiday as well!

Chinese Food

Local food is absolutely fabulous. Try as much Chinese food as your wallet or stomach can afford. Restaurants are available everywhere and open to late hours. Most restaurants will have a menu that include photographs of the various dishes. Better yet, simply point at the food that your next door table is having, especially if it looks delicious!

However, avoid street side stalls and drinking directly from the taps if you have delicate stomach.

Telecommunications

Mobile phone coverage in China is good in most locations. Global auto-roaming within China is not a problem.

Internet

There are cyber-cafes everywhere in China, especially in tourist areas. Most are patronised by young people playing online games but you still can check your Hotmail, Yahoo or Gmail. Access may be a bit slow for international websites.

You will need to show your passport as China has tight regulations at Internet Cyber Cafes.

Toilet facilities

One of the worst experience many has with China is the atrocious toilet facilities. Things has improved very much but it may still be a good idea to empty your stomach or bladder at every opportunity in a hotel, restaurant or departmental store. Public toilets and toilets in small shops can be a nose hazard!

* Useful China travel tips *

Try to get a English speaking tour guide at every opportunity you can. China has a rich and wonderful history and culture and without a guide, somehow, the flavour and significance of most tour sites can be lost.

*Sneaky tip: Hang around a group that has a English speaking guide if you cannot afford one!

Always ask for a receipt from a taxi driver so that you can complain if you have been cheated or for tracing purposes if you happen to leave your camera behind in the taxi.

Try to take the namecard for each hotel that you are staying at as these cards will have a Chinese address and the map of your hotel location. This is useful if you need to seek assistance to find your way back as the English version or pronounciation of a hotel or a street name may be quite different from the Chinese version.

After a tiring day, check out Chinese foot reflexology or Chinese TuiNa (Chinese massage). Wonderful for the body after a hard day and very cheap to boot. Simply look out for shop signs that shows two feet! They are everywhere.

Make friends with the Chinese whenever you can. They love to meet foreigners and will make good tour guides. Just buy a small present as a small token of appreciation.

Staying healthy while traveling

Your good health is paramount while traveling and taking simple precautions can drastically reduce your chances of falling ill.

Health Insurance
An insurance package that covers your health, possessions and cancellations is imperative.

Immunizations
Immunizations are critical – especially if you are planning to visit 3rd world countries. Many immunizations require a specific time period to take effect or require certain follow-up shots – so plan well ahead. You should record any immunization shots received on an official health certificate as this is often a requirement of visa applications.

The Centers for Disease Control and Prevention can advise you on the current recommendations for your intended destination.

General
Food and water are one of the leading causes of illness for travelers. These simple tips can drastically reduce your chances of illness:

- If the water is suspect, don’t take the risk. This includes ice, food washed and prepared in the water and swimming pools. Buy bottled water or boil/sterilize existing water.

- Only consume fruit and vegetables that can be pealed or are protected by an outer skin (bananas, oranges, pineapple etc)

- Wash you hands thoroughly before all meals.

- When purchasing meat and seafood, look for proper refrigeration.

- Cooked food is generally safer for consumption. Raw and undercooked food can carry an array of pathogens.

- Be wary of un-pasteurized milk and milk products

- The National Center for Infectious Diseases publishes informative traveler’s health information. Food and drink risks can be accessed through: http://www.cdc.gov/travel/food-drink-risks.htm

Insect Bites
Be sure to cover up with insect repellant – especially when traveling the tropics. Spray on repellant with DEET will offer you the greatest protection. Use mosquito nets while sleeping. Also, be sure to research whether insect carried diseases are a problem where you intend to travel.

Sunburn
Many of us travel to find a spot in the sun but overexposure can cause severe sunburn. Stay in the shade during extreme burn times and use plenty of sun block. When choosing sun block, check the SPF Factor and the brand. SPF 30+ is recommended when traveling down-under.

The Top 100 Travel Products That You Can’t Live Without

Read Jetsetters Magazine at www.jetsettersmagazine.com

To read this entire feature FREE with photos cut and paste this link:
http://www.jetsettersmagazine.com/archive/jetezine/gear/top100/travel/travel.html

ConairPro Plug Adapters & Voltage Converter Kit

Perfect for the world traveler! The kit includes 4 different plug adapters used for most foreign wall outlet and voltage converter which converts 220/240V to 110/120V. Works with European and Asian electrical outlets.

The Jet Lag Bag Anti-Stress Travel Pack: K

For the inveterate globe-trotter or armchair adventurer - the Jet Lag Bag is an exquisite selection of our most popular Anti-Stress accoutrements packed in a cute, compact and eminently convenient travel pack. Whether on land, sea, sky or just in the clouds, create your own peaceful, pretty-scented ambience with a few spritzes of the Anti-Stress Pillow Mist. Soothe away the eye-baggage that forms during long, sleepless flights with the chillable/heatable Anti-Stress Peace Mask. And remain master of your own mood with the lavender, chamomile and citrus scents of the Anti-Stress Massage Soap and Anti-Stress Massage Lotion. Mind and body will hardly lag behind. An ideal bon voyage gift and auspicious starter kit for those who have yet to try our rave-worthy Anti-Stress Collection.

Badger Sleep Balm

It can sometimes be hard to fall asleep at night when we travel. That's why we carry a tin of Badger Sleep Balm on every trip. It contains a relaxing blend of balsam fir extracts with essential oils of bergamot, ginger, rosemary and lavender, as well as organic extra-virgin olive oil. Just rub a little onto your temples, chin or pulse points and its gentle fragrance will help you slip off to dreamland. It really works! 2 oz. tin. Made in the USA.

Plane Quiet Active Noise Reduction Headset

The revolutionary Plane Quiet Active Noise Reduction Headset eliminates up to 15 decibels across the sound spectrum, so you can relax and enjoy your favourite movie, music or pristine silence on your next flight -- or anytime you need to block out unpleasant noise! Foldable design. Comes with leatherette pouch and one AAA battery. Dual plug adapter. 1.6m cord.

Natural Linen Shades™ w/ Earplugs

Washable,100% light blocking blackout cloth creates complete darkness,Super soft padding cradles your eyes without pressure,Velcro straps secure shades easily and comfortably,Super-soft padding makes these a shade above other sleep masks,Bucky Shades™ cushion your eyes in complete darkness, stimulating your body s own natural melatonin production. This hormone called the all natural nightcap is the body's sleep/wake regulator and plays a part in protecting cells, strengthening the immune system, anti-aging, and alleviating depression. Bucky Shadesä won t leave you with the hangover effect you may experience with sleeping pills. Wake up refreshed, re-energized, and ready to enjoy work or play,Earplugs (included) store in handy pocket

To read this entire feature FREE with photos cut and paste this link:
http://www.jetsettersmagazine.com/archive/jetezine/gear/top100/travel/travel.html

Kriss Hammond, Jetsetters Magazine Correspondent. Read Jetsetters Magazine at www.jetsettersmagazine.com

Four Ways to Free/Low Cost Travel

1. Free lodging!

Find a pen friend. Maybe you haven’t thought of this. It’s the best solution to your budget problems, but you can’t have it overnight! Greek people are hospitable and so are other countries’ people if you become friends with. It’s the simplest thing to do if you like writing letters or just exchanging cards and souvenirs. I’ve done it and a lot of other people have, why not you? Your friend will probably be happy to put you up for a couple of nights and show you around as well. The other alternative is to exchange your house/flat with somebody else’s abroad. There is a site online that will help you find a place . Try www.welcometraveller.org, they advertise ‘exchange homes free of charge’. Try also www.bigworld.com for offers and discounts.


2. Low cost travel


Stay at campsites. The cheapest alternative to free lodging, at least in Greece. You save money and have fun . Find a campsite at www.greecetravel.com/campsites


3. Invest on a bike.


If you like cycling, then you can do it. In Greece you can cycle to most places and see areas that are worth visiting. You can easily rent a bike , and if you are in Corfu you can try www.mountainbikecorfu.com


4. Rent a room in a village or at the port


There are families who rent rooms in their own house ; cheaper than hotel rooms but you have to follow the rules. Where can you find them?


Watch the port area if you come by ship. There are people who approach you and tell you about their own rooms around the area, at low prices. Sometimes you can even bargain to get a better price.


Well, if all these don’t suit you and you may own a caravan , you don’t have to worry about lodgings. You can stay at campsites at low cost, at the side of the road or even in a field for free. You can also hire a caravan and share the expenses, if you travel with friends.


Don’t know where to find one? In Greece you can try www.greecetravel.com/carrentals


Greece is ideal for traveling at low cost. But you must be inventive and explore all the sources available. Visit www.google.gr


This is a search engine that will help you find all the info you want. Just type the word Greece and click on Search.


GOOD LUCK!

Japanese Overseas Travel Insurance

If you are an expatriate planning on long-term residence in Japan you can, after a one-year stay, become a part of Japan's national health program. Until that time, however, you're going to need Japanese overseas travel insurance.

Some of the Japanese overseas travel insurance options include not only trip or annual medical emergency coverage for travel but also disability insurance, personal liability coverage and term life insurance. Japanese overseas travel insurance's medical coverage with some plans offers full (100 percent) reimbursement for prescription medicine, medical care for diagnostic purposes, hospital stay and even surgery. You'll also be covered in case of terrorism and an evacuation to your home residence in the event of medical or terrorist emergency.

One firm whose Japanese overseas travel plan we perused offered coverage for those over 80 years old, difficult to find. The minimum coverage time period for this plan is one week (seven days) with a one-year maximum, although it can be renewed for a total of three consecutive years of coverage. Coverage varies according to your age. You must be at least two weeks old for any coverage. If you are under 70 years of age you can choose coverage limits that range from $50,000 to $1 million. Folks between 70 and 79 are excluded from coverage that exceeds $50,000, while those 80 or older can only be covered to a maximum of $10,000.

Let's look at a couple of quotes to see the variation in cost for age, children, number of travelers, and participation in sports. We'll also look at the cost for non-U.S. citizens. The first quote is for a single U.S. resident 18-29 years of age traveling along for one year and not wanting the rider for sports coverage. A $1 million ceiling for Japanese overseas travel insurance coverage, with a $250 deductible, is $576. Reducing the ceiling doesn't seem like nearly as good a deal - the premium is $504, although increasing the deductible to $1000 reduces the cost to $403.20. That same Japanese overseas travel insurance coverage for non-U.S. citizens is several hundred dollars more.

For a couple both 30-39 years old with two children traveling with them, Japanese overseas travel insurance does not come cheap. Assuming U.S. residence and a $500,000 ceiling with $500 deductible the hefty price tag for this coverage is $1814.40. While this may seem excessive, consider the cost of medical coverage for one or more of you, or for emergency evacuation. You'll probably come to the conclusion that Japanese overseas travel insurance is inexpensive as compared to the alternative.

Insuring Your UK Travel Adventure

For your UK holiday adventure travel insurance may be required. Whether you purchase standard travel insurance for your UK trip or whether adventure travel insurance is a must depends on what you're going to be doing. Some insurers even offer UK adventure travel insurance specific to your activity. You can, for instance, purchase UK backpacking travel insurance, or snowboarding UK adventure travel insurance. You can purchase travel insurance for your UK skiing, or a policy that covers winter sports in general.

Let's see what's available in the way of adventure travel insurance for snowboarding and skiing in the UK. You can purchase coverage for the UK, Channel Islands and Northern Ireland, either as an annual adventure travel insurance policy, or any number of days fewer than 365. You can receive an online quote and purchase immediately on the Internet if you are younger than 65. While UK adventure travel insurance is available to seniors it requires a conversation with a live insurance representative to complete.

You can purchase two levels of adventure travel coverage for your stay in the UK, depending on your needs and your budget. The premium for a one-week trip for 2 adults would run between $8.35 and $10.92. At this price your UK adventure travel insurance would cover lost or stolen luggage or money as well. You can also upgrade your coverage to include all your winter sports equipment, and reimbursement in case of evacuation or injury as a result of an avalanche. You can opt to include golf related injury or equipment loss, as well as business equipment coverage. The latter would reimburse, for example, if your laptop or cell phone were lost, stolen or destroyed.

Were you to make the determination that you are going to make many trips, adventure travel or otherwise, in the UK, you might be wise to choose an annual travel insurance policy. The standard annual UK adventure travel insurance policy protects you against multiple occurrences. With the annual coverage you would be protected during multiple trips throughout the year, although only for up to 45 consecutive days of each trip. Your winter sports UK adventure travel coverage would be for a maximum of 17 days during the year. Your coverage would include twenty-four hour medical care as well.

You can purchase additional UK adventure travel insurance coverage that would include luggage recovery and replacement, replacement of golf equipment and recovery from golf injury, as well as business equipment replacement.

Fantastic Diving Spots Down Under

Whether you're an amateur diver, or an experienced one looking for a new challenge, you'll want to visit Australia so that you can dive along the Great Barrier Reef. The Barrier Reef is 1,250 miles long and stretches from New Guinea to Queensland. Diving in this area of the world is an experience that you won't forget since it's filled with the wonder of natural elements combined with some of the most amazing sea creatures of the world.

Over 2000 small reefs come together to be referred as The Great Barrier Reef. The entire great barrier reef is littered with thousands of small islands made of coral. All these islands creating a wonderful spectacle of color and light throughout the ocean.

The water is warm and you will literally swim with the fishes when you dive along the Great Barrier Reef. Don't forget an underwater camera to record all the wonders that you see.

Australia offers many diving opportunities and a wide variety of places to choose from. When on a dive holiday, it is better to be forearmed with information so as to get the diving experience that you want.

Pixie Pinnacle is amongst the most popular diving places in Australia. Pixie Pinnacle is located near Lizard Island and comprises of a large coral that is over ninety feet in height. Some of the sea creatures that you wil see on this dive include clownfish, rabbitfish, lionfish, nudibranches, and honfish. While on this dive you can also see the Coral Sea just beyond the Barrier Reef.

Lizard Island has another famous diving spot - 'Cod Hole'. Some of the sea animals that can be seen when on a dive off Cod Hole are the moray eel, the Napoleon wrasse, and large groups of cod - that is from where this spot gets its name.

For a diving site that is livelier with sea creatures you might want to head to Yongala Wreck. You can find this diving spot south from Cod Hole by 200 miles. The coral in this area of the Great Barrier Reef is thick, making it a great hiding place for eagle rays, jacks, flowery cod, and the barramundi cod. If you're lucky you may be able to see a turtle or two.

Remember to follow safety practices and the marine rules governing diving in the Great Barrier Reef. It is so important to remember that the reef is a living animal because it's composed of coral. Treat it with respect at all times. Be especially aware of displacing sand when using your fins. Sand will harm the sea animals as well as the coral.

As a must not do, do not ever feed any of the sea animals that you encounter during your dives. Fish are known to become repeat pests when you feed them and can therefore, make them react aggressively to all divers. Dive to savor these wonders with your eyes and make sure you do not seek souvenirs. The beautiful coral, shells, and rocks that you see maintain the environmental balance for the animals that live in that area. Just give yourself the luxury of trapping all these wonders in an under water camera.

How To Be Safe While Traveling

The most dangerous time in your life, when you are most likely to be attacked is when you are traveling in an unfamiliar area.


Tourists are the favorite prey of the goblins of the world for the following reasons:


They are easy to spot. Tourists make the mistake of not blending in, wearing clothes that stand out. Shorts in a climate where everyone else is wearing pants. Brand-new clothes with bright colors. A camera around the neck, and a generally lost look on the face.


They're not armed. It is illegal to carry most weapons on common carriers such as airliners. Goblins know this and purposefully go after the tourist.


Tourists make the mistake of flaunting wealth. They wear expensive jewelry, and carry large amounts of cash.


False sense of confidence. When people travel from developed countries such as Japan, the United States or England to third world countries they incorrectly assume the country they are visiting has the same overall safety as the developed country. Those tourists are often unpleasantly surprised at how dangerous the country is that they are visiting.


Tourists are assumed to be rich. People in most third world countries do not have the money to travel. So they think that anyone who can travel must be rich. They often resent that supposed wealth, and are willing to take drastic action to take it from tourists.


So, what is the answer? Never travel to new areas? No, that would be an awful way to live your life. Travel is fun and exciting, and no matter what the possible threats are, you shouldn't let a few dirt-bags ruin your fun.


The key is to avoid trouble by not standing out as a lost, vulnerable tourist.


Learn about the area you will be traveling to. The more familiar you are with the new area, the more confident you will be as you stroll down the street. Use the Internet to get maps of the area, and information on the sights you want to visit. Find out as much as you can about the culture of the people you will be visiting. Your primary goal is to blend in.


Find out what people usually wear in the area you will be visiting.


Hopefully you will already have similar clothes. It is best not to wear brand new clothes.


Go with a group if possible. There is strength in numbers for tourists.


Being with a group is especially important if it is your first time to the new country. A tour group is a great way to go because the tour guide will only take you to areas that are "safe" for tourists. Do not venture out on your own, unless you know for certain the area you are going to visit is relatively safe. Stay in the neighborhoods that are set up for tourists.


Consider arming yourself with weapons that can be carried on common carriers. A good solid three foot walking stick is an example. A goblin would think twice before trying anything with you carrying such a weapon.


Don't carry cash. Use credit cards, or travelers checks. If they are stolen, you can get them replaced. If you normally carry your wallet in your back pocket, change it to your front pocket. Pickpockets have a very hard time getting your wallet from the front. Carry a little extra cash in your sock or shoe, just in case you need some emergency money.


Don't tempt fate. Even if you think you are in a very safe area, do not leave valuables out in plain sight. Some desperate people might attempt to kill you in order to get your valuables.


Whenever you travel you must continually be in a heightened state of awareness. If you slip out of that aware state, you could find yourself in serious danger.


By using the aforementioned concepts you should be able to have a safe, enjoyable trip with little chance of being attacked.


This article was written by Scott Flint a 5th degree Black Belt with 27 years of experience teaching Self-Defense.


This article is from the Travel Safe chapter of Scott's Self-Defense book titled: Waking The Tiger Within--How To Be Safe From Crime

Games To Play When Traveling

Car travel games are a tradition wherever families take vacations or long trips by automobile. Long drives are always more tolerable with some diversion or entertainment, and reading might not be the best choice, at least for the driver. Why not try some games that everyone in the car can play?



"Blue Car" Travel Games

These are travel classics. Each person guesses how many blue cars will pass in the next ten miles or ten minutes. Of course it can be red cars, or trucks, or whatever everyone agrees to. By the way, it's considered bad form for the driver to slow down, letting more cars pass, so his guess will be the closest.

Another classic travel game involves the alphabet. Everyone tries to spot something starting with an "a", and be the first to call it out ("apple tree!"). Since the Qs and Xes are difficult, they can be skipped. The person with the most "firsts," is the winner.

Educational Travel Games

These are car games that get you thinking, learning something, or at least showing off what you know. In one game, the driver, or another designated host, asks questions like "At what temperature does water boil?" or "What is the Capital of Columbia?" or "If sales tax is 7.6%, what's the total cost of a sweater priced at $22?" If you want the kids to love this one, pay twenty-five cents for each right answer.

In another car travel game, someone looks out the window and randomly selects an object. Everyone in the car then tries to imagine a creative way to make money with it. Overpasses become places to advertise, cows are rented out, and a truck becomes a traveling discotheque.

Other Car Travel Games

Turn on the radio and you can have a game in which everyone tries to be the first to call out the name of the artist when a song starts. You can change the station, so you don't have to wait through a whole song to continue the contest.

In another car radio game, each person in the car chooses a word. Then you turn on the radio. The person whose word is spoken (or sung) first on the radio is the winner.

Finally, have one person in the car start a story with a sentence or two. Each person in turn adds a line to the story. This can get personal, but usually creates a story that has everyone laughing.

Best Buys in Your Yearly Worldwide Travel Coverage

For best buys in annual travel insurance worldwide you need first only travel as far as your Internet connection. Annual travel insurance for worldwide travel is the best buy, as compared with single trip coverage, if you're going to be making more than one trip in a calendar year, or if you're stay is going to be lengthy.

Let's look at some insurers and plans that qualify as best buy annual travel insurance worldwide. One UK travel insurance carrier that dubs itself the cheapest worldwide travel insurance offers not only annual coverage but plans specific to a single trip, a business trip, backpacking adventures, and plans designed with folks over 65 in mind.

You can purchase the best buys in worldwide travel insurance for a year's worth of worldwide coverage that includes the U.S. and Canada as well as Europe, or you can choose to exclude the United States and Canada. This coverage, while noted as worldwide travel insurance does exclude from coverage several high-risk areas - the countries of Israel, Lebanon, Libya and Algeria. In fact, you would be hard pressed to find annual or single trip travel insurance coverage for these countries anywhere. Were you to do so you can count on them not being among your best buy.

Let's look at an example quote and see if it is indeed one of the best buys in annual travel insurance worldwide. These quotes are for UK residents. Assuming two adults, the oldest 64, traveling in Europe, the range of cost is indeed quite low - from a per person low of $46.43 U.S. dollars to a high of $78.18. These just might be some of the best buys in annual travel insurance worldwide. Coverage includes trip delay or cancellation protection, medical care, the cost of repatriation back to your home, hospital care, lost or delayed luggage, missed flight connection or departure, hijacking, accident, personal liability, care of injured pet, and even vacation abandonment (which means were your flight or cruise to be delayed 12 hours or more you could choose to cancel your plans and be reimbursed for doing so.) These best buys in annual worldwide travel insurance also offer additional coverage add-ons (for an additional price, of course.)

You can choose to pay an extra fee for additional travel insurance coverage for loss or theft of money you carry with you, for loss or damage to business equipment such as your laptop, blackberry or cell phone, and for injury during participation in golf or winter sports.

Preparing to travel

The world has changed a lot in the past century. Thanks to the invention of airplanes and high-speed trains, today's world is wide open to travel. In a day's time, we can travel to the other side of the world without using our entire life's savings. We also have a number of options open to us to help us plan our travels, and choosing wisely can help save time and money.

1. Travel Agents. Many people have the misconception that using a travel agent entails paying a fee. Nonsense. In actuality, most travel agents receive commissions from the vendors (airlines, hotels, tour agencies); they are the ones paying the fee, not you. A travel agent has access to deals that often are not available anywhere else. He or she can help take the headache out of planning, allowing you to sit back and relax while the logistics are plotted out. Another bonus is that travel agents often include travel insurance in their packages, to ensure that you are getting what you paid for.

2. Internet. With the widespread use of the world wide web, travel prices have gone down considerably. Using travel sites like Orbitz, Expedia, and Travelocity, buyers can find lower rates than ever before for airfares, hotels, and package deals. The downside? Truly finding the best travel deals often requires a lot of time and patience as you compare rates with other sites and with direct booking. Another downfall is that you can't always find availability at these lower rates, but it is nice to plan right at home.

3. Guidebooks. Tried and true, travel guidebooks are a traveler's best friend. Seasoned travel writers research and compile guidebooks based on their own experiences, and who better to give advice than someone who's been there, done that? Depending on your preferred level of luxury, you are sure to find a guidebook to meet your needs. Best of all, travel guidebooks are often available at your local library-for free!

4. Booking Direct. Sometimes travel companies will offer special deals to customers who book directly. This is especially true with tour and cruise companies who advertise travel deals to repeat customers. You can often find rates as low as half-price (or lower) if you book at the last minute. If you have the flexibility and the determination, this may be the way to go.

In any case, travel opens up our eyes to worlds our forefathers never could have dreamed of visiting. Whether you travel around the globe or just a city away, a little careful planning and an open mind can allow for an experience of a lifetime. Happy travels!
Jeff Lakie is the founder of Travel Information a website providing information on Travel

Cheap Travel Secrets

There are two ways to save money traveling. The first way is
to get the best deals on the specific things you want. There
is a limitation to this type of approach though. If , for
example, you find the lowest price on the best hotel in
Honolulu at the height of the season, you will save
money, but still have a very expensive vacation. Trying to
get exactly what you want, or what you think you want, will
generally be an expensive proposition, in travel and in
life.

Be A Travel Opportunist

The other approach is to be a true opportunist. This will be
difficult for some of you, and entirely unacceptable to
others. Nonetheless, the travelers who get to travel the
most, go to the widest variety of places, learn the most and
do the most, are the opportunists. This will be true until
you are so wealthy that you have no monetary limits.

The first time I went to Ecuador, I went there because it
was cheap. If it wasn't, I would have had a great time -
somewhere else. The trip lasted a month, and cost $1045,
which included airfare and even the $130 fee for a guide to
take me to the top of glacier-covered Mount Chimborazo.

I cut the cost by taking a bus from my home in Michigan to
Miami, and back again when I returned from Ecuador. The
round-trip ticket cost $158. The round-trip flight to Quito
from Miami was only $256, because it was a courier flight,
which meant I signed for some luggage (car parts), and could
only take carry-on luggage.

Never did I feel deprived, or bored. I had a great time,
eating wherever it was cheap and clean, doing all sorts of
inexpensive, but interesting things, and traveling across
the country to climb Chimborazo. I also met and fell in love
with my wife Ana.

How To Become An Opportunist Traveler

Can you drink rum at a dollar per bottle, instead of your
favorite beer? Can you eat chicken instead of steak? How
about visiting the free sights first, and dancing in the
street festival instead of the disco?

Being an opportunist means you'll have just as much variety,
and probably almost everything you want - eventually. You
just have to stop trying to get exactly what you want
exactly when you want it. If the guide that took me up
Chimborazo hadn't dropped his price from $200 to $130, I
would have spent $2 for a bus and gone hiking on El Altar,
another great Andean mountain. That would have left me with
enough money for several other minor adventures.

More Secrets Of Cheap Travel

Plane Tickets: My wife and I were planning a trip to
visit family in Ecuador. The cheapest airfare from Traverse
City, Michigan to Quito, was $1720. Out of curiosity, I
checked Miami to Quito, and it was only $404. Airfare from
Traverse City to Miami was $300. Book two separate flights
and save more than $2000! The discount sites aren't set up
to search in this way (yet), so you have to do this on your
own. By the way, the whole six-week trip, which we took in
2004, cost $2400, including losing $100, and being robbed of
$174.

Food: Whether traveling here or in other countries,
it is usually cheaper to buy some healthy snacks in a
grocery store, rather than eat every meal in a restaurant.
When you do eat in restaurants, it can be cheaper to to
order individual items on the menu from the list of
appetizers or side dishes. You also may get more variety in
that way.

Accomodations: For a long trip, you may want to rent
an apartment in an interesting city. We did this for two
months in Tucson, for about $600 less per month, compared to
even the cheaper motels. Watch for hotel coupon-books in gas
stations. The coupons will often save you $10 on a room you
would have stayed in anyhow. If you have a conversion van or
RV, you can camp a couple nights a week, like we do, to save
on motels. We love the hotsprings we've stayed at, for a $3
fee to the BLM, instead of $40 for the cheapest motel in the
area.

Travel Expenses: Do more and travel less. It is often
the traveling part that costs the most, due to the cost of
gas, convenient fast food, and expensive hotels you are
forced to pay for when you just can't drive any further. So
if you find a place with a reasonable motel, and a lot to do
in the area - stay for a while!

Yes, You Too Can Take A Vacation

Surveys are interesting. I took note of this one done recently by American Express because it backed up some data I learned at the (National Association of Female Executives) NAFE National Conference in May. According to the survey, 40% of the smallest business owners - those with less than $200,000 in annual revenues - are planning no vacation whatsoever this summer. But even business owners with higher revenues aren't doing much better - only 75% of them expect to get away from the business this summer.

As we were told at the NAFE Conference, even those business owners who do get away from the office, won't truly get away. Rather, one in three will link their vacation time to a business trip and 50% will still check in with the office at least once a day.

Why can't business owners let go? What are the concerns that keep them tied to the business? According to the survey:

* An important client or customer will not receive appropriate service
* The business will miss out on a new opportunity
* There is no other competent person to leave in charge
* The individuals left in charge will make the wrong decisions
* An operational or equipment breakdown will occur without anyone to solve the problem

Such concerns are not surprising. It is hard for a business owner to take any type of vacation worry-free. But with planning, preparation and good leadership you can boost the enjoyment level of your time off to come back refreshed and ready to tackle new challenges and opportunities. Here are 8 steps to prevent vacation angst.

1. Make a plan - To avoid surprises, create a list of scenarios on your current projects and brief your staff on the possibilities and your major concerns about each client. Assign specific staff to each client/account so there is someone that clients can speak to who understands their concerns when you aren't there.

2. Brief your key clients or customers - Offer them advance notice of any extended absence you are planning. There's no reason to keep your vacation schedule a secret. Introduce them to your deputy and convey your confidence in their ability to handle any issues that may arise. If appropriate, consider letting them know how to reach you should a true emergency arise - not that one will because of all your pre-planning.

3. Leadership is being a delegator not a dictator - If you never delegate important tasks to others, you can't expect them to be ready to fill your shoes when you want to take time off. To create a saner situation and build confidence that good things will happen when you aren't there, learn to delegate responsibilities - divvy up those pieces that must still happen in your absence and postpone those that can wait for your return.

4. Strategically schedule your vacation time - Most businesses have a slow season or times of the year when the pace is slower, or at least a bit less crazy. Plan your vacations to coincide with those lulls.

5. Mini-Vacations - If you just can't let go of the business for a whole week or two, or you can't bear to be too far away from the office, try taking a few days out of town, or extend a weekend somewhere else. Even a brief escape from routine with a change of scenery can do wonders for your perspective and re-energize you.

6. Disconnect entirely - When you do take a vacation: turn off your cell phone, don't bring the laptop, don't check your email, don't bring work with you and avoid the temptation to call or visit the office to "check up" on what's happening. If there's an emergency they can't handle, they will find you.

7. Take time off to sharpen skills - If you just can't justify taking time off to kick back and relax, then take time off to learn something new - business or personal. Taking continuing education courses at a local college or business school is a low-cost and effective way to break from your office routine, be with new people and try new things. Some programs are 3-5 days off-site if that fits your schedule better.

8. Keep your priorities straight - When you go through the exercise of listing the things you really care about, is your business really #1, 2, and 3? Outside of work, your priorities might be connecting with family and friends, spending time with kids, cultivating personal interests, staying healthy or pursuing an avocation. To regain balance in your life, you need to keep work, family and personal time in perspective. Those other priorities help you find more enjoyment in your time away from the business.

Let me know if these tips help you take a well-deserved vacation (or two) this summer.